PayPal Links With ChatGPT Checkout

 

 

“PayPal Holdings has teamed with OpenAI to allow ChatGPT users buy products found through the AI chatbot with their PayPal accounts.

 

The payments company also raised its 2025 guidance again and said it would start issuing quarterly dividends for the first time.

 

PayPal said that under the new partnership, ChatGPT users would be able to complete purchases instantly using a PayPal wallet.

 

PayPal also would support payments processing for merchants that use OpenAI's checkout feature and extend its global merchant network to OpenAI. The arrangement would allow millions of small businesses and major retailers in PayPal's network to sell their products through ChatGPT.

 

PayPal said that the partnership with OpenAI is an expansion of its AI strategy that goes beyond commerce. It will be scaling access to ChatGPT Enterprise, a version of the chatbot designed for businesses, to its more than 24,000 employees, with the aim of accelerating product development and improving customer experiences.

 

Separately, PayPal said it now expects to end the year with higher earnings than previously anticipated, as it is on pace to make 5% to 6% more profit from each transaction it processes this year compared with last year.

 

Quarterly earnings jumped to $1.25 billion, or $1.30 a share, from $1.01 billion, or 99 cents a share, in the same quarter a year earlier. Adjusted earnings, which strip out one-time items, were $1.34 a share. Analysts surveyed by FactSet had been expecting $1.20 a share.

 

PayPal raised its full-year outlook, on top of a boost declared in July. It now expects earnings of $5.11 to $5.15 a share for 2025, instead of the $4.90 to $5.05 a share previously projected, and adjusted earnings of $5.35 to $5.39 a share, up from an outlook of $5.15 to $5.30 a share.

 

For the fourth quarter, adjusted earnings should reach $1.27 to $1.31 a share, PayPal said. Analysts had been forecasting $1.31 a share.” [1]

 

1. PayPal Links With ChatGPT Checkout. Seal, Dean.  Wall Street Journal, Eastern edition; New York, N.Y.. 29 Oct 2025: B4.