Poetically and clearly about home loans in the West

Commenting under the pseudonym 10 litas writes:

 

“And what should you do if there is no affordable housing? Most Western countries have mass youth unemployment and the basis for its formation is the lack of affordable housing. Therefore, people do not work, live with their parents and live on benefits and travel the world, because there is no point in working.

 

If you want your own home, you have to take out a mortgage for about 50 years and have to work all your youth to make the home yours.

 

It is better to live on benefits and social housing even then. You can talk about entrepreneurship, investing in yourself, etc., but the vast majority of the human population are ordinary individuals who work and are only able to do simple work, while working, which has long made it impossible to buy a home without going into debt until retirement. True, there are exceptions, and in some Western countries you do not have to struggle until the ashes begin to fall from you, but the state is helping a lot there too."