Sekėjai

Ieškoti šiame dienoraštyje

2025 m. sausio 8 d., trečiadienis

Adopting eight healthy behaviors could add up to 24 years to people’s lives. To live till 100, you need good genes, healthy behaviors are not needed for this


Does a healthy life extend our lifespan?

"It depends on what your goal is.

When Dr. Nir Barzilai met the 100-year-old Helen Reichert, she was smoking a cigarette. Dr. Barzilai, the director of the Institute for Aging Research at the Albert Einstein College of Medicine, recalled Mrs. Reichert saying that doctors had repeatedly told her to quit. But those doctors had all died, Mrs. Reichert noted, and she hadn’t. Mrs. Reichert lived almost another decade before passing away in 2011.

There are countless stories about people who reach 100, and their daily habits sometimes flout conventional advice on diet, exercise, and alcohol and tobacco use. Yet decades of research shows that ignoring this advice can negatively affect most people’s health and cut their lives short.

So how much of a person’s longevity can be attributed to lifestyle choices and how much is just luck — or lucky genetics? It depends on how long you’re hoping to live.

Research suggests that making it to 80 or even 90 is largely in our control. “There’s very clear evidence that for the general population, living a healthy lifestyle” does extend the life span, said Dr. Sofiya Milman, a professor of medicine and genetics at the Albert Einstein College of Medicine.

One study published last year, which analyzed the lifestyles of more than 276,000 male and female United States veterans, found that adopting eight healthy behaviors could add up to 24 years to people’s lives. They included eating a healthy diet, getting regular physical activity, sleeping well, managing stress, having strong relationships, and not smoking, abusing opioids or drinking to excess.

If the veterans adhered to all eight behaviors, the researchers calculated that they could expect to live to about age 87. To most people, that probably sounds pretty good; after all, it’s almost 10 years longer than the average U.S. life expectancy. But to Dr. Milman, who was not involved in the study, the results showed that “even if you do everything right,” you still can’t expect to live to 100.

If you want to become a centenarian, you’re going to need a little help from your ancestors. Because the older someone gets, the more genetics seem to matter.

Overall, scientists think that how long we live is about 25 percent attributable to our genes, and 75 percent attributable to our environment and lifestyle. But as people near 100 and beyond, those percentages start to flip, said Dr. Thomas Perls, a professor of medicine at the Chobanian and Avedisian School of Medicine at Boston University.

Indeed, studies have revealed that many people with exceptionally long lives don’t have healthier habits than the average American. And yet, they live longer and have lower rates of age-related diseases, like heart disease, cancer and dementia.

In the Long Life Family Study, for instance, “We have families where there’s a lot of smoking; we have some families where they’re couch potatoes,” said Michael Province, a professor of genetics and biostatistics at the Washington University School of Medicine, who leads the study along with Dr. Perls.

But what these families also tend to have are some special gene variants that experts think help them avoid disease and live longer.

Some genes may affect people’s likelihood of developing specific conditions. For example, the APOE gene is known to influence the risk for Alzheimer’s disease: Those who carry the APOE4 variant have an increased risk, while those with the APOE2 version are at a decreased risk. Dr. Province said that long-lived families have a higher prevalence of APOE2 than the average population.

Other genes appear to influence the aging process itself. One that has cropped up in several studies of centenarians is called FOXO3, which is involved in many fundamental aspects of cellular health. Because these genes affect the biology of aging, it’s possible that they can protect against multiple age-related diseases, Dr. Milman said.

One key benefit of these types of longevity genes might be counteracting unhealthy behaviors. A study that Dr. Milman and Dr. Barzilai conducted comparing the offspring of centenarians with a control population found that, across the two groups, those with healthy lifestyles had a similarly low prevalence of cardiovascular disease. But among those with unhealthy lifestyles, the centenarian offspring still had low rates of disease, while the control group did not.

The experts emphasized that many of these genes are very rare, likely occurring in less than one percent of the population. (Probably not coincidentally, a similarly small percentage of people make it to age 100.) There’s also not one single gene that offers protection against all of aging and age-related diseases; it’s more likely that there are hundreds that combine to make a difference.

Having the right set of genes to impact longevity is “like winning the lottery,” Dr. Perls said. So even if your mother made it to 100, you should still practice behaviors you know are good for you, just in case you didn’t hit the genetic jackpot.

And whatever you do, don’t take health advice from a centenarian. For them, lifestyle probably didn’t matter much, Dr. Barzilai said. For the rest of us, it really does."" [1]

1. What Matters More for Longevity: Genes or Lifestyle? Smith, Dana G.  New York Times (Online) New York Times Company. Jan 8, 2025.

Nedideli pataisymai gali atsipirkti, parduodant namą


 „Norite parduoti savo namą, bet vaikai išbraižė grindis ir nulupo dažus. Virtuvėje būtų galima atlikti vaizdo pagerinimą, o ir veja matė geresnių dienų.

 

 Kiekvienas pardavėjas turi nuspręsti, ar į savo namą įnešti pinigų ir kiek. Pastaruoju metu statymai išaugo, nes statybų ir medžiagų kaina smarkiai išaugo. Taip pat pabrango ir skolinimasis remontui.

 

 „The Wall Street Journal“ kalbintų dešimčių nekilnojamojo turto agentų sutarimas: nepersistenkite.

 

 Išmokėjus mažas sumas gerai matomoms nuosavybės dalims, ypač išorėje, pagražinti, padidėja patrauklumas. Išleidus dideles sumas, kad ši vieta taptų jūsų svajonių namais, tai netaps kažkieno svajonių namais. (Žemiau pateikiamas vadovas, kaip daryti, kad atsipirktų.)

 

 „Pardavėjai turėtų vengti bandyti tapti generaliniu rangovu“, – sakė Scottas Harrisas, Niujorko „Brown Harris Stevens“ nekilnojamojo turto agentas.

 

 Ką taisyti

 

 2024 m. garažo vartų pakeitimas vidutiniškai kainavo 4 513 dolerių, tačiau prie perpardavimo vertės pridėjo 8 751 dolerių, o tai atpirko 194 % išlaidų, teigia į gyvenamųjų namų statybą orientuota tyrimų bendrovė „Zonda“. Šis projektas suteikė didžiausią vertę įmonės metiniame sąnaudų ir vertės palyginime.

 

 Vidutiniškai įėjimo durų keitimas kainavo 2 355 dolerių, o perpardavimo vertė buvo pridėta 4 430 dolerių, o tai atpirko 188% išlaidų.

 

 „Jie susigrąžins visa tai su labai maža rizika, o tai yra nedidelės išlaidos“, – apie lauko duris sako „Zonda“ direktorius Toddas Tomalakas.

 

 Nedideli išorės darbai yra vieni iš labiausiai pasiteisinančių. Nekilnojamojo turto agentai teigia, kad dėl to namas atrodo gražiau, kai pateikiamos nuotraukos, ir įveda potencialius pirkėjus.

 

 2023 m. atlikta Nacionalinės nekilnojamojo turto agentūrų asociacijos apklausa parodė, kad pardavėjai susigrąžins 217 % vejos priežiūros išlaidų, 104 % kraštovaizdžio priežiūros išlaidų ir 100 % visų kraštovaizdžio atnaujinimo išlaidų.

 

 Namo viduje taip pat verta įsigyti mažų pagerinimų. Remiantis 2022 m. NAR apklausa, kietmedžio grindų apdailos atnaujinimas maždaug 2500 kvadratinių pėdų namuose kainuoja apie 3400 dolerių, tačiau prie namo vertės prideda maždaug 5000 dolerių.

 

 Ką praleisti

 

 Atliekant brangius darbus, pavyzdžiui, pertvarkant virtuvę ar įrengti naują vonios kambarį, yra aukšta kartelė. Negarantuojama, kad jūsų skonis patiks potencialiems pirkėjams, o tai reiškia, kad jie nebūtinai bus pasirengę mokėti daug daugiau.

 

 „Nebent turite objektyviai puikų skonį arba galite pašalinti savo asmeninius pageidavimus iš proceso ir sutelkti dėmesį tik į nesenstantį, ilgalaikį stilių, nepatariu pardavėjams investuoti į kapitalinį atnaujinimą“, - sakė Kate Wollman-Mahan, nekilnojamojo turto agentė. Coldwell Banker Warburg Niujorke.

 

 Prabangios virtuvės pertvarkymas vidutiniškai kainuoja 158 530 dolerių, tačiau prie perpardavimo vertės pridedami 60 176 dolerių, atgaunant 38% išlaidų.

 

 Vietoj to, galvokite apie mažiau. Atnaujinkite seną patalpą naujais spintelių įtaisais arba modernesniais šviestuvais. Perglazūruokite vonią. Pakeiskite senas tualeto sėdynes ir dušo strypus.

 

 Jennifer Roberts, nekilnojamojo turto brokerė Coldwell Banker Warburg Niujorke, sakė, kad kartą jai buvo sunku parduoti butą su raudonomis virtuvės spintelėmis. Kai ji pardavėjas juos nudažė baltai, namai greitai išėjo.

 

 Taip pat sunku priversti matematiką dirbti su dideliais išorės projektais. Anot „Zondos“, metalinio stogo keitimas vidutiniškai kainuoja 49 928 dolerių, tačiau perpardavimo vertę papildo 24 034 dolerių, o tai atgauna 48% išlaidų.

 

 Maža kaina, didelis atlygis

 

 Sienų dažymas ir senų kilimų ištraukimas gali atgaivinti namus, net jei apdaila yra pasenusi. Erdvių išvalymas, langų plovimas ir tvyrančių kvapų pašalinimas padeda namams atrodyti geriau.

 

 „Stebėjau, kaip rinkoje su kitu agentu merdėjo namas, kurio kaina nesiekia milijono“, – sakė Niujorko Douglas Elliman nekilnojamojo turto brokeris Benjaminas Dixonas. „Atėjome ir sutvarkėme, nudažėme, išvalėme ir surežisavome, iš viso investavome mažiau, nei 20 000 dolerių, turėjome daug pasiūlymų ir vos per kelias savaites pardavėme namą už 1 050 000 dolerių.“ [1]

 

1. Small Fixes Can Pay Off When You Sell Home. Dagher, Veronica; Eisen, Ben.  Wall Street Journal, Eastern edition; New York, N.Y.. 08 Jan 2025: A10.  

Small Fixes Can Pay Off When You Sell Home

 

"You want to sell your home, but the kids have scuffed up the floors and chipped the paint. The kitchen could use a face-lift and the lawn has seen better days.

Every seller has to decide whether to sink money into their house before listing it, and how much. Lately, the stakes have grown as the cost of construction and materials has skyrocketed. Borrowing to pay for those repairs has gotten more expensive, too.

The consensus among the dozen real-estate agents interviewed by The Wall Street Journal: Don't go overboard.

Shelling out small sums to punch up highly-visible parts of the property, particularly outside, increases the curb appeal. Spending large amounts to turn the place into your dream home doesn't make it someone else's dream home. (Below is a bang-for-your buck guide.)

"Sellers should avoid trying to become a general contractor," said Scott Harris, a real-estate agent at Brown Harris Stevens in New York.

What to fix

Replacing a garage door cost $4,513 on average in 2024, but added $8,751 to the resale value, recouping 194% of the cost, according to Zonda, a residential construction-focused research company. That project provided the most value in the firm's annual cost-value comparison.

Replacing an entry door cost $2,355 on average and added $4,430 to resale value, recouping 188% of the cost.

"They will recoup all of that with very low risk, and it's a low outlay," says Todd Tomalak, principal at Zonda, about exterior doors.

Minor exterior work is some of the most likely to pay off. It makes the house look nicer in listing photos and brings potential buyers through the door, real-estate agents say.

A National Association of Realtors survey from 2023 found that sellers would recoup 217% of the cost of lawn care, 104% of the cost of landscape maintenance, and 100% of the cost of overall landscape upgrades.

Small-ticket items inside the house are worthwhile, too. Refinishing hardwood floors on a roughly 2,500 square foot home costs an estimated $3,400, but adds roughly $5,000 to the value of the house, according to a 2022 NAR survey.

What to skip

There is a high bar for doing costly work, like remodeling a kitchen or adding a new bathroom. Your tastes aren't guaranteed to appeal to potential buyers, meaning they won't necessarily be willing to pay lots more.

"Unless you have objectively excellent taste or can remove your personal preferences from the process and focus only on timeless, enduring style, I do not advise sellers to invest in a major renovation," said Kate Wollman-Mahan, a real-estate agent at Coldwell Banker Warburg in New York.

Adding an upscale primary suite to a house costs $339,513 on average, but only adds $81,042 to the resale value, recouping 24% of the cost, according to Zonda. Remodeling an upscale kitchen costs $158,530 on average, but adds $60,176 to the resale value, recovering 38% of the cost.

Instead, think smaller. Refresh an old room with new cabinet pulls or more modern light fixtures. Reglaze a bathtub. Replace old toilet seats and shower rods.

Jennifer Roberts, a real-estate broker at Coldwell Banker Warburg in New York, said she once had trouble selling an apartment with red kitchen cabinets. After she had the seller paint them white, the home went quickly.

It is also tough to make the math work on major exterior projects. A metal roof replacement costs $49,928 on average, but adds $24,034 to the resale value, recovering 48% of the cost, according to Zonda.

Low-cost, big payoff

Painting the walls and pulling up old carpets can freshen the house, even if the finishes are dated. Decluttering the spaces, washing windows and treating lingering smells all help the house to show better.

"I watched a home priced under a million languish on the market with another agent," said Benjamin Dixon, a real-estate broker at Douglas Elliman in New York. "We came in and decluttered, painted, cleaned and staged, investing a total of under $20,000 and had multiple offers and sold the home for $1,050,000 in just a few weeks."" [1]

1. Small Fixes Can Pay Off When You Sell Home. Dagher, Veronica; Eisen, Ben.  Wall Street Journal, Eastern edition; New York, N.Y.. 08 Jan 2025: A10.