"Promises
distributed. The choices made. The voices counted. The municipal elections
occurred but the problems remain.
One of them,
although little discussed, especially sensitive. It is about real
estate prices in space in Lithuania.
To say that
prices are high, there is only part of the truth. The other part is to see what
part of society can buy at this price. It looks like a small one.
The fierceability
of real estate is not only a personal problem that cannot do so, but also for
national security. It's serious here. Let's take a closer look at the problem.
Demographs have
long noticed a chain of people's actions. First, a person graduates from
school. He then acquires a profession, finds employment, creates a family, buys
real estate, and only then has children.
Of course, there
may be other, individual cases, but the most important word here is individual.
Consequently, these are isolated cases that do not create general trends.
According to demographers, most people pass the path described above before
having children.
If there is a
problem somewhere on this road, the final stop of the children is increasingly
moving to the future. Today's real estate prices seem to act as the most
effective contraceptive. There is no way to buy an apartment -
families without separate living place, unborn children.
Recently,
students had to do a thought experiment. Young people had to answer a dozen
questions hypothetically. Do they think of buying real estate in the future?
How much would it cost? Where will the money be received from? What will their
salary be?
If from the bank,
what size should the loan be, how much money should you pay for interest?
Finally, when would the loan be repaid and what part of the salary would the loan
eat monthly?
The findings of
the thought experiment did not delight the students. Summarizing the answers,
it can be said that real estate money needs a lot. Students do not have them,
so they will have to borrow and pay back a loan for many years if the bank gives
it at all.
And now ask
yourself another question. Why are such high real estate prices in Lithuania?
Expensive building materials? Excellent work of builders? Missing land on which
houses can be built? In other words, the prices are high because the real
estate market dictates this way?
An uncritical
evaluation could be "swallowed" by this traditional interpretation.
If there are few
residents in the country, the market is not working. Agreements, adjustment of
actions arise. It is accessible to the right people to make "correct"
decisions and to look the other way.
This is simply
achieved - you just need two components: indifferent society and
active propagandists lobbyists. It is enough to issue fewer permits for
construction and look - real estate prices rise.
Later, it will be
explained to the public that everybody is innocent, so the market dictated.
High real estate
prices can be reduced by individual actions where a person is looking for more
money, cheaper borrowing, building himself or buying inexpensive. However, such
a path is not sustainable.
The individual
problem of man, but not society, is addressed.
High prices are a common
problem. Consequently, it is necessary to look for collective solutions to
reduce real estate prices. One of the answers is municipal housing.
An example would
be the city state Singapore. Own dwellings are practically too expensive to
Singapore citizens. Six of the seven million people of Singapore live in
municipal apartment blocks.
They are managed
by a state -owned housing and development board company to provide ordinary
Singapore residents with cheap and quality housing. For the final price of a
housing squares, entire neighborhood quarters, are being built.
All residents
need infrastructure: schools, supermarkets, outpatient clinics, sports grounds.
The famous Singapore Parks are landscaped. Finally, apartments for 99 years are
leased to residents.
Municipal housing
is one of the most realistic options to address high real estate prices. And at
the same time for a demographic problem.
The biggest
challenge in Lithuania in adapting Singapore's housing solution formula is not
a lack of capital or knowledge. The main barrier is in our heads.
Need to get rid
of neoliberal cliché thinking about what the state can and what it cannot. It
is now not universally questioned that the state should not enter into the real
estate construction market. Business will better arrange everything. We see
that better arrangement is not possible.
We see that
better arrangement is not possible. Problems are systemic. The real estate market
operates ineffectively, but no one wants to consider this issue, and what about
the search for solutions.
With the efficient
and sustainable resolution of real estate availability, the demographic growth
of the country is impossible. People will look for individual solutions.
Part will try to
earn more. Others will buy housing away from cities, where it will be relatively
cheaper. Still others will emigrate to seek better earnings.
The consistent
decline in the population in Lithuania causes serious economic and social
problems. In the long run, the popular song "Three Millions" will
have to turn into "two million".
Together with
this transformation of the song, the decline in the population will become the
greatest and constant threat to the country's national security issue.
Today you can run
behind problems. Take them to deal with them. It is only that requires not only
the will to do something, but also the courage to change the established
thinking.
Some people
expect all problems to solve somehow spontaneously. It is known that somehow
will resolve. The desire to buy your home will not go away. As with the desire
to have children.
The problem is
that the way of self -resolution may be dismissed by either specific people or
society in general. "
The British made a powerful state apparatus in Singapore.
Therefore, the state in Singapore is building apartments for residents. The
Lithuanian state apparatus does not exist, it is bought by business. Therefore,
the state would not build housing for our children in Lithuania. We do not have the
Lithuanian state. This is the true cause of the threat to the nation. The only
way out is to join the Polish state, using referendum.
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